What has been a recovery of yours? We all have things we recovery from be it a bad day, a bad haircut, or a bad illness. Your health is your most important access, so when you need a recovery you want all the help you can get. Recoveries take time and effort so why wait until those rainy days arrive to make those decisions?

882359_10101704468862673_1531124396_oRecently, we were on our way to gym where one could workout, play a little pickup basketball or my fave take a spin class and our car had a mechanical problem. It was pretty scary – the car was smoking and the steering wheel would not move. I am so happy my daughter was not hurt. Luckily we were able to pull off and avoid being hit by the fast interstate moving cars and trucks. Our auto insurance company was also able to send a tow truck and get the car and us to much safer destinations.

What if that was not the case.  What if are not something I want to speculate about or even think about but one must.  As we always tell our kids – you MUST predict the outcome or at the least the possibly scenarios. That precious cargo like my little daughter is not what I want to be unsure of when it comes to being protested. What if we did not have insurance, what if someone would have been injured or even worse.  Recovery can come in many forms.

IMG_1315Well we just had some friends have a horrible accident and their recovery period will be ongoing for some time – maybe a lifetime. So, I am happy to be able to remind my followers about the open enrollment season. So what is Open Enrollment and why should you be thinking about it? For most U.S. companies, fall marks open enrollment season, a time when workers can review their employer-sponsored benefits offerings and choose the health insurance policies that best meet their financial and health care needs.

Although selecting the right health care benefits may be one of the most important decisions Americans will make all year, an Aflac survey found that many workers do very little research to learn which plans and products really work best for them. In fact, 34 percent of employees spent 15 minutes or less researching their benefit options in 2014.

Those who don’t set aside time to research their insurance options often end up with inadequate health care protection for themselves and their families. Research your benefits this Open Enrollment season and find the right voluntary policies to help keep every generation of your family protected.

BVf3yOSIUAAt1a6.jpg-largeOn my mind recently of course is accident insurance. The National Safety Council indicates that the average medical expense for an accidental injury is $5,500. And according to the Centers for Disease Control, there are more than 80 million injury-related visits to doctors’ offices, hospital outpatient departments and emergency-treatment facilities in the U.S. each year. Accident insurance helps provide everyday financial protection in the event of a covered accident. Benefits are paid for things like x-rays, physical therapy, appliances, emergency treatment and more.

hike 1_0I want all of my friends to be ready, so if or most likely when you have a recovery period you are prepared.  Being prepared is a life lesson that you don’t want to learn the hard way. When I was speaking at ILTM Spa in London a few years ago, it was determined that most spa travel of at least 3 days or more was prompted by those seeking recovery. I can only hope that some can recovery enough to make it to a spa again one day.  Being prepared my just be the key!

Feel like Tweeting about Aflac?  – It’s Open Enrollment season! #DiscoverYourBenefits and keep your family protected with tips from @Aflac #ad

Feel like Facebooking about Aflac? – Select the right health care products for you this year with a little help from @Aflac  #DiscoverYourBenefits #ad

I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.